Hello and welcome to perducas.com. You acknowledge and accept the following Terms of Service by visiting and using this website. Please read them carefully. If you do not agree with these terms, please do not use this website.
These rules apply to all users of this website, whether they are guests, users, or simply browsing.
1. Purpose of the Website:
Perducas.com is an educational platform focused on four main areas:
- Insurance Basics
- Personal Finance
- Smart Budgeting
- Smart Money Tech
Our goal is to provide people with general financial information, tools, and advice to help them better understand and manage their money. This information is for informational purposes only and should not be construed as financial, legal, or professional advice.
2. User Responsibilities:
By using perducas.com, you agree to the following terms:
- You may use the content on this website solely for personal, non-commercial use.
- You may not copy, reproduce, modify, or share any content on this website without express permission.
- Do not attempt to damage, disrupt, or misuse the content or functionality of this website.
- Respect all intellectual property rights associated with our design and content.
3. Accuracy and Use of Content:
We make every effort to ensure the accuracy and currency of all content, but we cannot guarantee the completeness, reliability, or timeliness of the information. This website is provided without warranty of any kind.
Changes in policies, markets, or regulations may affect the financial content over time. Consult a certified professional before making any financial decisions based on the information on this website.
4. Links to Other Websites:
Our website may contain links to third-party websites or tools. These links are provided for informational purposes only. We do not endorse or guarantee the content or accuracy of third-party websites and are not responsible for their terms, practices, or privacy policies.
5. Limitation of Liability:
Perducas.com, its owners, employees, or affiliates are not liable for any direct, indirect, incidental, or consequential damages arising from the use of, or inability to use, the content or tools on this website.
6. Changes to the Terms:
We may change or update our Terms of Service at any time. Changes will be posted on this page, along with a new “Last Updated” date. Your continued use of this website after any changes constitutes your acceptance of the new terms.
7. Termination of Use:
We may restrict or terminate access to perducas.com at any time and without notice if we believe a user has violated these rules or engaged in harmful behavior on the site.
8. Contact Us:
Do you have any questions or comments about our Terms of Service? Please feel free to contact us at support@perducas.com
We’re honored that you’ve chosen perducas.com to help you learn more about money and gain more confidence in managing it.